Professionalized Mortgage Services doing business with a good conscience!
Get the guidance you need!
NMLS#2499731
About Us
PROFESSIONALISM
“Pleasure in the job puts perfection in the work”. ~ Aristotle”
Affinity Lenders LLC is a mortgage brokerage business that is working hard to restore consumer confidence in the mortgage industry. We are mortgage advisors that do business with a good conscience by presenting to our clients the products that is best suited for them.
Our employees have over 20 years of mortgage experience and exceeds our customer's expectation. Our goal is to replicate the same excellence we are accustom to at every level of our customer's experience. At Affinity Lenders we believe that trust is not given but earned and we are here to earn that trust with our clients as a trusted lending advisors.
SPEED AND ACCURACY
“We are what we repeatedly do. Excellence, then, is not an act, but a habit. ~ Aristotle
We understand your need to be in possession of the keys to the house, consequently the reason we act with prudence from the onset of the application making sure all pertinent documentation are accounted for with the goal to get your loan closed or beofre the due date.
STREAMLINED LOAN DOCUMENTS
There is nothing more frustrating that to be saddled with a lot of required paper work for a loan application. As your loan advisers we understands the frustration of providing a ton of paper works and repeatedly being asked to provide the same paper work you had given earlier on. With our highly skillful and experienced loan officers and the advancement of technology our team makes it easier for you to submit the documents necessary to expedite your file through processing and underwriting. Each loan officer takes ownership of your file from start to finish and you are updated with each process as frequently as you desire or wish to be updated.
OUR PRODUCTS
NEW CONSTRUCTION LOANS
NEW CONSTRUCTION LOANS
NEW CONSTRUCTION LOANS
We all have varieties of taste when it comes to housing. Sometimes you can't quite find exactly what it is you are looking for and in such situations a construction loan offers you a way out of the debacle. Now you can desig your perfect home the way you want it and we will be here to hold your hand through the process. A new construction loan provides to you the funding to build the house of your dreams. Perhaps you love your current home or a particular neighborhood and just wish you can improve the house to your taste. No worries a renovation construction loan would help you achieve your dream. Lets seat down and discuss the options available to you.
CONVENTIONAL LOANS
NEW CONSTRUCTION LOANS
NEW CONSTRUCTION LOANS
A conventional loan is mortgage loan not back by government agencie and are categorized into two types: conforming and non-conforming loans. With conforming conventional loans you can borrow as high as $726,200.00 for single family home or $1,089,300 if you live in a certain designated high cost areas. These figures are as of 2023 and can change in the future and are known to have changed. Our jobs as your trusted Lending Advisors is to guide you to the right product that best meets your needs.
GOVERNMENT LOANS
NEW CONSTRUCTION LOANS
NON CONFORMING LOANS
A government loan are mortgage loans that are backed by the government. They are subsidized loans and also offer some type of protection to lenders against default on payments. These loans are sometime called Federal Direct Loans and they make it much more easier for lenders to extend credit terms to borrower. Whether it's the FHA, VA of USDA loans our teams of Lending Advisors are well trained and educated to present the various options and advise you of the best option that best meets your need,.
NON CONFORMING LOANS
HOME EQUITY LOANS/LINES
NON CONFORMING LOANS
A non-conforming loan are usually certain loans that does not meet banking criteria for funding and in most cases that doesn't meet Fannie Mac and Freddie Mac's standards or purchase. Most common reason for not meeting the criteria include the loan limit, insufficient credit. These loan types are also known as Jumbo loans and our Lending Advisors would work with you to identify if this loan type will be right for you.
HOME EQUITY LOANS/LINES
HOME EQUITY LOANS/LINES
HOME EQUITY LOANS/LINES
A home equity loan or line of credit is associated with the equity accumulated in your home. You can either borrow it as an outright amortized loan or as a line of credit. It's an easy source of financing for home improvements, vacation, school fees or whatever your heart can construe. Our team of experts are at hand to guide you and answer any questions that you may have.
INVESTOR LOANS
HOME EQUITY LOANS/LINES
HOME EQUITY LOANS/LINES
Investor loans are loans obtained to purchase income producing properties. Whether it be investors loan or any other type of loans we are well versed in how to navigate the industry to help you source out the loans that best meets your need.
Services
Home Purchases & Refinances
Home Purchases & Refinances
Home Purchases & Refinances
I'm your About section. Click to edit and tell visitors about your experience with:
- Residential, investment, and commercial real estate
- Market trends
- The real estate buying and selling process
Loan Products & Programs
Home Purchases & Refinances
Home Purchases & Refinances
I'm your About section. Click to edit and tell visitors about:
- Fixed & ARMs
- Home Equity Line of Credit Loans (GA)
- FHA Loans
- VA Loans
- Construction loan
Welcome to your New Home.
Home Purchases & Refinances
Welcome to your New Home.
There is no greater fun memory like moving into your own home and furnishing it the way that you want for your own comfort. Go ahead and show off your new home. We are celebrating with you as you celebrate another milestone in your life journey.
“I will forever believe that buying a home is a great investment. Why? Because you can’t live in a stock certificate. You can’t live in a mutual fund.” – Oprah Winfrey
